I am experienced in all areas of mortgage and protection business and there are a few Industry growth areas that I can foresee. Later Life Lending and the Specialist Lending arena, especially Holiday Let mortgages, are two of them.

I have worked in the Financial Services sector for over 30 years, starting as an Actuarial Clerk with Pearl Assurance, then going on to support the Sales Force in a Technical Advisory role with investments & pensions. The last 18 years have, predominantly, been as a Contractor on various investments & pensions projects with all of the big four consulting firms.

In 2007/08, I worked as a Mortgage and Protection Adviser with a firm of IFAs and loved it, especially the interaction with clients and knew I’d always come back to it. I met various firms, and after carrying out my due diligence and meeting the Directors, Charles Derby Mortgage Bureau best matched my profile because of the way they did business and the support they give.

Personal

I am married to Linda with daughters Hollie and Emily, we have a cat called Frank and a dachshund called Arthur. I played football for 25 years, also occasionally dabbled at rugby and cricket but keep fit nowadays with golf and badminton. I am passionate about most sport, especially when England are playing.

Qualifications

• CeMAP 1,2, & 3 Certificate in Mortgage Advice and Planning
• Chartered Insurance Institute Level 4 Diploma
• R07 (Advanced Mortgage advice).