Home Buyers – A New Build Service For You
Financial services firms Charles Derby Mortgage Bureau and new build specialist Hurst Partners have joined forces to create a new proposition. A new build business with national coverage able to deliver consistent service in support of your new home purchase locally through trained and committed professionals. 50+ years of experience, we know the market.
Your home may be repossessed if you do not keep up repayments on your mortgage.
- Your own, qualified local adviser
- Validated borrowing capability across a broad range of new build lenders
- Your ideal home, contract exchange to secure it in 14 - 28 days
- We manage your purchase from first contact to you moving in
- Clearly explained costs with no surprises
- All shareholders in a purchase, legal, council, lender, surveyors, etc, organised for you
Peter Matthews, Business Development Director, Charles Derby Mortgage Bureau
Head Office: Saxon House, 27 Duke Street, Chelmsford, Essex CM1 1HT
T: 0330 945 5476
M: 07810 865650
HOW IT WORKS
You’ve found your new home it's perfect, you want to buy. Financial vetting first, which we quickly get underway. Once done, your offer is accepted and a mortgage is organised. Why quickly. The new build market wants to see an exchange on a purchase just 28 days from an offer being accepted. Builders need to know they have guaranteed sales to manage their build schedule and cashflow. Remember there is a property shortage so you may not be the only viewers interested.
28 days to exchange is fast but achievable so long as all the parties involved in a purchase, work in tandem. There are a lot of parties. From the negotiators you first meet on the development, the developer themselves, financial advisers, legal services, local councils, lenders, surveyors, etc. Everyone must be onside. All this at the same time as ensuring you get a fair deal. Stray offside, the timetable is threatened and the property may be lost.
We organise everything. How? Through our local mortgage brokers, who know new build and work for you. Being a national does have advantages, we agree processing terms with all the lenders that might be suitable for lending to you. We also have a nationwide legal service in place working to strict service levels, who will ensure the legal conveyance is done quickly and effectively including managing the local councils for searches etc., to tight deadlines. Planning, organisation, and commitment, all there for you.
Our new build service is up to the job of ensuring the home you want really does becomes yours.