Your house is basically a pile of bricks and mortar. Your home is whatever’s inside it that matters to you. Obviously it’s important to insure your house itself appropriately, since you need somewhere to live, but it can be easier to determine the insurance value of your house itself than the value of the contents. […]Read More
The UK is one of the most densely-populated countries in the world and hence there is a high demand for housing both to buy and to rent. Over recent years, the government has attempted to help first-time buyers onto the housing ladder though a combination of providing direct assistance, in the form of help-to-buy schemes, […]Read More
With the notable exception of children, smaller is generally cheaper. This is usually very true when it comes to housing (on a like-for-like basis of course, a studio flat in London might well cost more than a house in rural Wales). Because of this, there’s an obvious financial attraction in downsizing property once children have […]Read More
Just as young adults may yearn for their independence, outside the parental home, so parents can be just as eager to speed them on their way, so that they can get on with their own plans for the future. The challenge for both sides is that houses are far from cheap. Assuming buying a property […]Read More
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Your home may be repossessed if you do not keep up repayments on your mortgage.